Privacy, Legal & Accessibility Statement
Copyright © 2024, AmeriFactors Financial Group, LLC. All rights reserved.
We, at AmeriFactors Financial Group, LLC, place a great deal of importance in the relationships we work so hard to build. We understand that privacy is important. We are committed to safeguarding your confidential information with the same care that we use to protect information obtained from transactions through any other methods of delivery.
As a general policy AmeriFactors does not automatically collect and store website user’s personally identifiable information, such as the user’s name, address, telephone number, email address, social security number, bank account number or credit card number.
Our online services and website are not intended for children under the age of 18. If you are a child under the age of 18 please seek permission by a parent or guardian before using this website. We will not knowingly collect personal information from children under 18 without parental consent. In the event we learn that we have collected information from a child under 13 without parental consent, we will delete the information as soon as reasonably possible.
Our web site privacy policy is described below. It has been approved by our board of directors and is included in the training of our staff.
AmeriFactors recognizes that our customers have a reasonable expectation of privacy, and we recognize the importance of protecting that privacy. We are committed to safeguarding both the financial records and relationships of both our customers and our visitors to our web site.
In order to identify and communicate with you through our web site AmeriFactors may collect, use, and retain information about you. This information is collected and used to provide you with products and services that you initiate: to help us respond to specific questions that you ask: and to provide you with information that may be of interest to you. We may also use this information to help us comply with laws and regulations that apply to us. As a general rule we do not automatically collect and retain personally identifiable information from visitors to our web site, such as the user’s name, address, telephone number, email address, social security number, bank account number or credit card number.
We may collect and retain certain information of a general type such as:
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location).
Online behavioral advertising (also known as interest-based advertising) is the practice of collecting information from a computer or device in regards to the user’s browser activity to help better target advertisements. With online behavioral advertising, we hope to better understand our current website users and to engage and provide users with products or services that may be of interest to them through targeted ads. If you wish to learn more about online behavioral advertising, you can visit www.aboutads.info/consumers/
AmeriFactors has implemented online behavioral advertising which uses one or more of the below features.
Remarketing will be used to reach people who previously visited our website and match the right people with the right message. To successfully target the needs and wants of our current website users; as well as inform current users of products and or services we will utilize a 3rd party to collect audience data. Third party vendors, including Google, may show advertisements across the internet as you browse. Remarketing lists built from our current website user’s website activity reported by Google will not be shared with other 3rd parties.
Demographics & Interest Reporting will be used to identify current website users’ inferred age group, inferred gender, and inferred purchase interests. AmeriFactors will use this information to inform the user of certain products or services that may interest them. For instance, we may have a specific service that is on high demand for a specific age group. This reporting will help us better target our ad spending by allowing us to directly target those who are interested in the product or service. Additionally, we can use the inferred age, inferred gender, and inferred purchase interest to help build remarketing lists. This data reported by Google will not be shared with other 3rd parties. AmeriFactors will not run online behavioral advertising campaigns to collect personally identifiable information, such as your name, email address, billing information, or other data which identifies you. AmeriFactors will not share, use, or associate personally identifiable information with remarketing lists, cookies, data feeds, or other anonymous identifiers.
Cookies enable us to learn which advertisements bring users to our website and allow your web experience to be personalized. Cookies are small text files that a website server places on a computer.
The cookies will not collect or store any personally identifiable information, such as the user’s name, address, telephone number, email address, social security number, or account number.
AmeriFactors and third-party vendors, including Google, use first-party cookies and third-party cookies together to report how AmeriFactors ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to AmeriFactors website. First-party cookies are associated with the domain of the site a user visits or is currently viewing. Third-party cookies are associated with a domain that is separate from the site a user visits enabling us to collect non-personal identifiable information in regards to the user’s activities across the web, such as the inferred age group (20-24), inferred gender (female), and inferred purchase interests (shoes).
Users can set their browsers to alert them each time a cookie is offered and set up browsers to accept or reject certain cookies at all times. If you wish to learn more about cookies, you can visit www.aboutads.info/consumers/
If you wish to directly opt out of all online behavioral advertising, you will need to opt out of from each browser (i.e. Microsoft Explorer, Google Chrome, & Mozilla Firefox) on each of the computers and devices that you use. Please note if you opt out of online behavioral advertising, you may still receive advertisements from us but they will no longer be customized based on your web-browsing activities on third-party websites.
You can view a complete list of companies currently customizing ads for your browser and conveniently opt out of online behavioral advertising at www.aboutads.info/choices/. You will be able to opt out of all companies that participate in the Digital Advertising Alliance (DDA) Self-Regulatory Program for Online Behavioral Advertising.
You can modify your Google Ads Settings at www.google.com/settings/ads & opt-out of interest based advertising. Please note AmeriFactors may utilize third-party websites for online behavioral advertising. These advertisements will supply an advertising icon that when clicked provides a way for you to opt out of data collection and use by the third parties listed for the purposes of online behavioral advertising.
AmeriFactors is committed to keeping our customers' account information accurate, current and complete. Procedures have been established to help assure that this information is correct in a manner that is commercially reasonable. Contact AmeriFactors if a discrepancy is found. We will research and resolve discrepancies as quickly as possible.
This privacy policy statement is provided to our employees during training. Employees are instructed never to divulge financial information or records of a customer to anyone outside the AmeriFactors. Employee access to personally identifiable information is limited by their need to know to properly transact AmeriFactors business. Employees are trained to recognize the importance of customer confidentiality and that AmeriFactors may take disciplinary measures to enforce those privacy responsibilities.
Security standards and procedures to prevent unauthorized access to confidential information are in place. Updates to technology are implemented and tests conducted to improve the integrity of our systems in protecting information.
Specific information about customer accounts or reports or other personally identifiable data is not revealed to unaffiliated third parties for their independent use except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide due diligence, unless:
The information is provided to help complete a customer initiated transaction,
The customer authorizes it,
Disclosure is required by/or allowed by law (e.g., subpoena, investigation of fraudulent activity, etc.)
The customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline ("opt out").
When it is necessary to contract with outside third parties to perform specific services or support AmeriFactors products the vendors selected are expected to adhere to the same privacy standards and applicable laws and regulations as AmeriFactors. They must be additionally responsible for maintaining customer confidentiality.
This policy contains guidelines that have been prepared so that our customers and visitors to our web site understand our commitment to personal privacy.
By using our Site, you consent to the collection and use of the information by us and to the terms of this Privacy Policy.
AmeriFactors Financial Group, LLC reserves the right to update or change this policy at any time. We will post changes to our policy so that you are aware of the changes to our policy and the information collected. By using our Site after such changes to our policy, you agree to be legally bound and consent to the policy changes.
AmeriFactors Financial Group LLC is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone, and applying the relevant accessibility standards. AmeriFactors complies with WCAG 2.0 Standards.
AmeriFactors takes the following measures to ensure accessibility of amerifactors.com:
We welcome your feedback on the accessibility of amerifactors.com. Please let us know if you encounter accessibility barriers on amerifactors.com: